Contract & Benefit Optimization

Improve your rules.
Based on what actually happened.

Audits explain what went wrong. Monitoring prevents repeat errors. Optimization uses verified historical data to improve how benefit and contract logic is written going forward.

Rule Analysis
Eligibility Rule A
12,450 triggersActive
Pricing Rule B
8,920 triggersOver-broad
Threshold Rule C
4,210 triggersActive
Modifier Rule D
0 triggersUnused
Override Rule E
2,890 triggersActive
Optimization opportunity
2
Rules to refine
$420K
Potential savings
Based on 18 months of verified dataFull simulation available
Evidence-based
100%
No guesswork

Rules are rarely designed with real usage in mind.

When rules are written
Real-world usage
Unknown
Edge cases
Theoretical
Contract pressure
High

Logic gets added but rarely removed. Thresholds drift from their original intent.

What accumulates over time
Unused clauses
12 never triggered
Over-broad rules
8 fire too often
Costly edge cases
$340K impact

These patterns are invisible in aggregate reporting.

Optimization requires more than intuition — it requires verified evidence.

Why optimization is hard without verified data.

Teams have experience, data, and tools. But optimization decisions still rely on incomplete information about how rules actually behave.

1
Manual reviews
Rule coverage
Reviewed (3)
Not covered (21)

What it does

Expert judgment on select rules

The gap

Can't cover hundreds of rule interactions

2
Analytics
Spend analysis
What happened
Why?Unknown

What it does

Spend forecasts and trend reports

The gap

Shows outcomes, not why rules fired

3
Rule changes
Rule change impact
threshold: $50 → $75
Expected: 12% cost reduction
Surprise: Rule B fires 3x more
Surprise: Edge case now $180K

What it does

Threshold adjustments on paper

The gap

Unintended consequences appear at scale

Optimization works best when you know exactly how rules behave — not just what outcomes look like.

From contract terms to bottom-line impact.

We tie every clause in your contracts to real historical usage — so you can see exactly what drives cost, test changes safely, and optimize for the outcomes you want.

Map clauses to impact

See exactly which contract terms drive cost. Every clause is tied to historical claims and quantified.

Every clause quantified
18 months of data
Clause Impact Map
High
Medium
Low
Unused
§4.2Tier Assignment
12,450 claims$1.2M
§5.1Step Therapy
8,920 claims$890K
§3.4DAW Override
4,210 claims$340K
§6.3Quantity Limit
2,890 claims$180K
§7.1Prior Auth
1,240 claims$95K
§2.8Age Restriction
0 claims$0
Total contract clauses analyzed: 42$2.7M total impact identified

Test changes before deploying

Run what-if scenarios to see how specific changes would have affected outcomes — including side effects.

Side effect detection
Safe simulation
What-If Scenario
Simulating
Change being tested
§4.2 Tier Assignment:Tier 3Tier 2
Claims affected
12,450
→ 8,920 triggers
Cost delta
-$340K
28% reduction
Side effects
2
Rules affected
Downstream effects detected
§5.1 Step Therapy: +340 additional triggers
§6.3 Quantity Limit: $12K cost increase

Optimize for your goals

Define your constraints and objectives. The solver finds the optimal configuration across all your rules.

Custom constraints
Optimal solutions
Optimization Solver
Solution found
Objective: Minimize total cost
Subject to: Member access unchanged, Rebate eligibility preserved
Keep member copay ≤ $50✓ Satisfied
Maintain 95% formulary coverage✓ Satisfied
No rebate disqualification✓ Satisfied
Optimal configuration found
Recommended changes
• §4.2: Tier 3 → Tier 2
• §5.1: Remove step 3
• §2.8: Deprecate clause
Projected savings
$420K
per year
Deterministic
Same input → same output
Evidence-backed
No guesswork or projections
Quantified
Every trade-off made explicit

The hidden costs inside your logic.

Most contract and benefit logic accumulates inefficiencies over time. These patterns show up clearly when you analyze verified rule behavior.

Rule Usage Analysis
Eligibility Rules42 rules
Pricing Logic28 rules
Threshold Conditions15 rules
Active & appropriate
Over-broad (fires too often)
Unused (never triggers)
85
Total rules
19
Need review
$340K
Opportunity
Rules that fire too oftenClauses that never triggerEdge cases with outsized impactInteractions that create surprises

What you get from optimization.

Every recommendation is backed by data that has already been verified against the rules.

Scenario Comparison
Current logic
Rule triggers
12,450
Cost impact
$2.4M
Edge cases
847
Optimized logic
Rule triggers
8,920
Cost impact
$1.9M
Edge cases
124
$500K saved with 85% fewer edge cases
Based on 18 months of verified claims
Ranked optimization opportunitiesEvidence tied to verified outcomesSide-by-side scenario comparisonsClear explanation of trade-offs

The decisions you're already making.
Now with verified data.

These moments happen every year. Walk in with evidence, not assumptions.

§4.2 Tier Assignment
$890K
§7.1 Volume Bonus
$340K
§9.4 DAW Override
unused
Documented leverage$2.1M
Contract Renewal

Know your leverage before you negotiate

See which clauses drove cost and which never triggered—documented with verified data.

Simulating
New copay structure
Current
$4.2M
Projected
$3.8M
2 edge cases to review
Benefit Redesign

Test plan changes before they go live

Simulate your new design against 12 months of actual claims.

$1.2M finding
3rd year
Rule 84712% specialty claims
Rule 392tier conflict
Fix validated & ready
Post-Audit Action

Fix root causes, not just findings

Trace findings to the exact rules that caused them—and validate fixes.

Tier optimization$180K
DAW penalties$140K
Unused rebates$100K
Addressable opportunity$420K
Strategic Planning

See what you're leaving on the table

Surface opportunities ranked by verified impact—not vendor projections.

One question.
Verified answer.

Pick a contract term or benefit rule. We'll show you exactly how it performed—and what would change if you adjusted it.

Days to first insight, not months
No system integration required
Every recommendation tied to verified data
Start with one rule
optimization query
Analyzing
§4.2 Tier Assignment Logic
Claims analyzed124,892
Rule triggers18,420
Refinement opportunity$340K identified
3 specific changes recommended