Payers

Verify benefit logic.
Every claim, every time.

Your policies, fee schedules, and vendor contracts become executable specifications. We verify every claim follows the rules as written—before you pay.

Claims Verification
This month
847,291
Verified
100%
94.2%
Correct
4.8%
Issues
$2.1M
Protected
Verification active
Full audit trail
Rules checked
2,847
Per claim

From policy to payment, logic drifts.

Your policy says
Prior auth required
MRI < 6wks care
Fee schedule
85% of Medicare
Site of care diff
-15% home infusion
Expected payment$847.32
System actually paid
Prior auth
not checked
Fee schedule
100% of Medicare
Site of care diff
not applied
Actually paid$1,247.00
$400 overpaid on this claim
Multiplied across hundreds of thousands of claims
$68B+
Industry-wide annually
3-5%
Claims paid wrong
6-12mo
Avg time to detect
12%
Recovery rate

By the time you find the error through audits, you've paid it thousands of times.

See how verification works

No single source of truth.

The logic that determines what a claim should pay is scattered across systems, documents, and vendors—each updated at different times.

Policiesv3.2
Eligibility rulesJan 2024
ContractsAmend. 7
Rate schedulesMar 2024
Fee Schedules2024-Q2
CPT pricingApr 2024
Vendor ConfigBuild 847
PBM settingsMay 2024
Claim #CLM-8847
Which version of the truth applies?
$847
Policy says
$1,024
Contract says
$912
Fee schedule says
What happens in practice
Contract amendment signedJan 15
Fee schedule updated in portalFeb 3
PBM config still on old ratesMar 20
Claims processing with mixed logicApr 1
76 days between contract change and system alignment
The result
Pricing drift
$412K847 claims
Modifier conflicts
$89K234 claims
Stale fee schedules
$267K1203 claims
Quarterly leakage$768K
From version mismatches alone
When you ask "did this claim pay correctly?"
there's no single place that can answer.

How it works.

Your documents become executable specifications. Every claim gets verified.

Contracts
Policies
Fee schedules
SPECIFICATION
rule mri_prior_auth
when procedure = "70551"
then require(prior_auth)
1,247 rules extracted
Capture

Your documents become executable logic

We ingest your contracts, policies, and fee schedules—extracting every rule into a unified specification that defines how claims should be paid.

ContractsMedical policiesFee schedulesVendor rules
Verify

Every claim checked against your rules

Claims flow through continuous verification—checked against your specification in real-time. Discrepancies are flagged instantly, before they become costly.

100% coverage
Real-time
Claims
84729$1,247
84730$892
84731$2,340
84732$567
Status
verified
verified
flagged
verified
12,847
Today
99.2%
Verified
103
Flagged
Prior auth missing
$2.1M
1,247
Claims affected
$2.1M
At risk
TRACED TO
PolicyMN-2024-103 §4.2
Rulemri_prior_auth
Act

Findings you can trace and defend

Every finding links back to the source document. Know exactly why a claim was flagged, with the evidence to support recovery or correction.

Full document traceability
Exportable evidence packages
Direct integration with workflows
No replacement
Works above your stack
No disruption
Runs in parallel
Full traceability
Every finding documented

Every layer of payer logic.

From eligibility rules to fee schedules to vendor contracts—we verify the full stack of payment logic against every claim.

Incoming Claim
MRI Brain w/ ContrastCPT 70553
Billed
$2,847.00
DOS
03/15/2024
Member Accumulators
Individual Deductible$1,500 / $2,000
Family OOP Max$4,200 / $8,000
Imaging Benefit Limit$4,800 / $5,000
Verification Logic
Deductible applies first
$500 remaining → applied to claim
Coinsurance 80/20 after deductible
Plan pays 80% of ($2,347 - $500)
!
Imaging benefit near limit
Only $200 remaining in benefit year
Partial Coverage
Benefit limit caps plan payment
$200.00
vs $1,877.60 expected

Common patterns of payment leakage.

Three categories account for 80% of claims payment errors in most payer organizations.

Policy Drift
Jan 15
Policy updated
Mar 8
System updated
POLICY MN-2024-103
MRI requires prior auth when conservative care < 6 weeks
Effective Jan 15
CLAIMS ENGINE
MRI auto-approved for all diagnostic requests
Still running old rule
52-day gap

Policy-to-system synchronization lag.

Medical necessity criteria updated in policy documentation. Claims adjudication system continued processing under prior authorization rules for 52 days.

Claims affected~340/month
Overpaid per claim~$1,450
Annual exposure$833K
Vendor Mismatch
Your Contract
Exhibit C, §2.4
Home infusion rate
AWP – 15%
Modifier required
HQ + 59
PBM Actually Paid
Rate applied
AWP – 0%
Modifier recognized
Neither
PBM modifier mapping table missing HQ + 59 combination
Specialty pharmacy

Negotiated discounts not applied by vendor systems.

Specialty drug protocols specify site-of-care differentials. PBM systems frequently fail to recognize the modifier combinations that trigger contracted rates.

Claims missing discount~85/month
Avg overpay per claim~$1,180
Annual exposure$1.2M
Edge Case Logic
Policy MOD-2024-07
When modifiers 59 and AA are both present, pay the lesser of:
• Fee schedule amount
• 80% of billed charges
SYSTEM LOGIC
59
→ evaluated alone
AA
→ evaluated alone
SHOULD BE
59
+
AA
→ combined rule
Surgery + Anesthesia

Compound modifier logic evaluated independently.

Payment policies define rules for modifier combinations. Most claims engines evaluate each modifier in isolation, bypassing the intended compound logic.

Claims affected~45/month
Avg overpay per claim~$787
Annual exposure$425K

These patterns repeat across thousands of claims. Verification catches them automatically.

The operational shift.

Moving from post-payment recovery to pre-payment verification fundamentally changes the economics of claims accuracy.

Traditional audit cycle
Claims paidError found (87 days avg)
Error detectionPost-payment
Claims reviewed1-2%
Recovery rate12%
Cost to recover$0.25 per $1
Continuous verification
Verified before payment<1 second
Error detectionPre-payment
Claims verified100%
Prevention rate100%
Cost to prevent$0.02 per $1
12.5×
Lower cost per error
87→0
Days to detection
100%
Claims coverage

Verify one policy.
See the impact.

Most payer engagements begin with a single policy or claim type. No system replacement. No disruption to claims operations.

Week 1 time to value
No integration required
Full audit trail
Policy Verification
MN-2024-103
CLM-9847
$2,847.00
MRI Brain
CLM-9848
$3,120.00
MRI Spine
CLM-9849
$1,450.00
MRI KneePrior auth required
Claims verified847 this week
Issues identified23 ($34,200)
Policy coverage100%